{"id":1235,"date":"2025-11-26T02:21:29","date_gmt":"2025-11-26T02:21:29","guid":{"rendered":"http:\/\/doanhnghiepvinhlong.vn\/?p=1235"},"modified":"2025-11-26T02:21:29","modified_gmt":"2025-11-26T02:21:29","slug":"du-bao-ap-luc-thanh-khoan-se-day-lai-suat-huy-dong-tang","status":"publish","type":"post","link":"https:\/\/doanhnghiepvinhlong.vn\/?p=1235","title":{"rendered":"D\u1ef1 b\u00e1o \u00e1p l\u1ef1c thanh kho\u1ea3n s\u1ebd \u0111\u1ea9y l\u00e3i su\u1ea5t huy \u0111\u1ed9ng t\u0103ng"},"content":{"rendered":"<h2 class=\"sapo\">T\u00edn d\u1ee5ng t\u0103ng nhanh h\u01a1n huy \u0111\u1ed9ng v\u1ed1n \u0111ang t\u1ea1o \u00e1p l\u1ef1c l\u00ean m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t huy \u0111\u1ed9ng. C\u00e1c chuy\u00ean gia d\u1ef1 b\u00e1o, trong nh\u1eefng th\u00e1ng cu\u1ed1i n\u0103m v\u00e0 sang n\u0103m 2026, l\u00e3i su\u1ea5t huy \u0111\u1ed9ng nhi\u1ec1u kh\u1ea3 n\u0103ng ti\u1ebfp t\u1ee5c nh\u00edch l\u00ean.<\/h2>\n<ul id=\"plhMain_NewsDetail1_divRelation\" class=\"list-concern\">\n<li style=\"list-style-type: none;\">\n<ul id=\"plhMain_NewsDetail1_divRelation\" class=\"list-concern\">\n<li class=\"item\">\n<h4><a title=\"Gi\u1ea3m l\u00e3i su\u1ea5t cho vay m\u1ed9t s\u1ed1 ch\u01b0\u01a1ng tr\u00ecnh t\u00edn d\u1ee5ng ch\u00ednh s\u00e1ch\" href=\"https:\/\/baotintuc.vn\/kinh-te\/giam-lai-suat-cho-vay-mot-so-chuong-trinh-tin-dung-chinh-sach-20251122164228873.htm\" target=\"_blank\" rel=\"noopener\">Gi\u1ea3m l\u00e3i su\u1ea5t cho vay m\u1ed9t s\u1ed1 ch\u01b0\u01a1ng tr\u00ecnh t\u00edn d\u1ee5ng ch\u00ednh s\u00e1ch<\/a><\/h4>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"item\">\n<h4><a title=\"Thanh kho\u1ea3n thu h\u1eb9p, ng\u00e2n h\u00e0ng &#039;\u0111ua&#039; l\u00e3i su\u1ea5t tr\u1edf l\u1ea1i\" href=\"https:\/\/baotintuc.vn\/thi-truong-tien-te\/thanh-khoan-thu-hep-ngan-hang-dua-lai-suat-tro-lai-20251121102445850.htm\" target=\"_blank\" rel=\"noopener\">Thanh kho\u1ea3n thu h\u1eb9p, ng\u00e2n h\u00e0ng &#8216;\u0111ua&#8217; l\u00e3i su\u1ea5t tr\u1edf l\u1ea1i<\/a><\/h4>\n<\/li>\n<li class=\"item\">\n<h4><a title=\"C\u00e1c ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng l\u1edbn b\u1eafn t\u00edn hi\u1ec7u chu\u1ea9n b\u1ecb \u0111\u00f3ng c\u00e1nh c\u1eeda h\u1ea1 l\u00e3i su\u1ea5t\" href=\"https:\/\/baotintuc.vn\/the-gioi\/cac-ngan-hang-trung-uong-lon-ban-tin-hieu-chuan-bi-dong-canh-cua-ha-lai-suat-20251107073359129.htm\" target=\"_blank\" rel=\"noopener\">C\u00e1c ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng l\u1edbn b\u1eafn t\u00edn hi\u1ec7u chu\u1ea9n b\u1ecb \u0111\u00f3ng c\u00e1nh c\u1eeda h\u1ea1 l\u00e3i su\u1ea5t<\/a><\/h4>\n<\/li>\n<\/ul>\n<div class=\"content_wrapper\">\n<div id=\"plhMain_NewsDetail1_divSharelink\" class=\"share share-sticky\"><a rel=\"nofollow\"><img decoding=\"async\" title=\"Chia s\u1ebb Facebook\" src=\"https:\/\/cdnstatic.baotintuc.vn\/web_images\/iconfb1.png\" alt=\"Chia s\u1ebb Facebook\" width=\"24\" \/><\/a><a href=\"https:\/\/button-share.zalo.me\/share_external?d=https:\/\/baotintuc.vn\/tai-chinh-ngan-hang\/du-bao-ap-luc-thanh-khoan-se-day-lai-suat-huy-dong-tang-20251126081308521.htm\" target=\"_blank\" rel=\"nofollow noopener\"><img decoding=\"async\" title=\"Chia s\u1ebb Zalo\" src=\"https:\/\/cdnstatic.baotintuc.vn\/web_images\/iconzl1.png\" alt=\"Chia s\u1ebb Zalo\" width=\"24\" \/><\/a><\/div>\n<div class=\"boxdetail\">\n<div class=\"contents\">\n<div id=\"divfirst\">\n<div>\n<figure class=\"image\"><img decoding=\"async\" src=\"https:\/\/cdnmedia.baotintuc.vn\/Upload\/c2tvplmdloSDblsn03qN2Q\/files\/2025\/11\/26\/lai-suat-huy-dong.JPG\" alt=\"Ch\u00fa th\u00edch \u1ea3nh\" \/><figcaption>Kh\u00e1ch h\u00e0ng giao d\u1ecbch t\u1ea1i Ng\u00e2n h\u00e0ng TechcomBank. \u1ea2nh: Thanh T\u00e2n\/TTXVN<\/figcaption><\/figure>\n<\/div>\n<p>C\u1ee5 th\u1ec3, t\u1ea1i b\u00e1o c\u00e1o Kinh t\u1ebf V\u0129 m\u00f4 v\u00e0 Th\u1ecb tr\u01b0\u1eddng T\u00e0i ch\u00ednh m\u1edbi \u0111\u00e2y, nh\u00f3m ph\u00e2n t\u00edch c\u1ee7a Ng\u00e2n h\u00e0ng TMCP K\u1ef9 th\u01b0\u01a1ng Vi\u1ec7t Nam (Techcombank) nh\u1eadn \u0111\u1ecbnh m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t cu\u1ed1i n\u0103m 2025 v\u00e0 n\u0103m 2026 nhi\u1ec1u kh\u1ea3 n\u0103ng ti\u1ebfp t\u1ee5c ch\u1ecbu \u00e1p l\u1ef1c t\u0103ng, nh\u1ea5t l\u00e0 khi t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng v\u1eabn duy tr\u00ec \u1edf m\u1ee9c r\u1ea5t cao.<\/p>\n<p>T\u00ednh \u0111\u1ebfn cu\u1ed1i th\u00e1ng 10, t\u00edn d\u1ee5ng to\u00e0n h\u1ec7 th\u1ed1ng \u0111\u00e3 t\u0103ng 15,1% so v\u1edbi \u0111\u1ea7u n\u0103m &#8211; m\u1ee9c cao nh\u1ea5t trong nhi\u1ec1u n\u0103m. Trong b\u1ed1i c\u1ea3nh huy \u0111\u1ed9ng v\u1ed1n c\u1ea3i thi\u1ec7n nh\u01b0ng v\u1eabn ch\u1eadm h\u01a1n \u0111\u00e1ng k\u1ec3, Techcombank \u0111\u00e1nh gi\u00e1 l\u00e3i su\u1ea5t huy \u0111\u1ed9ng 6 th\u00e1ng c\u1ee7a nh\u00f3m 8 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n l\u1edbn \u0111\u00e3 t\u0103ng 0,34 \u0111i\u1ec3m % v\u00e0 c\u00f2n d\u01b0 \u0111\u1ecba t\u0103ng th\u00eam 0,06-0,1 \u0111i\u1ec3m % t\u1eeb nay \u0111\u1ebfn cu\u1ed1i n\u0103m 2025.<\/p>\n<p>Tuy nhi\u00ean, m\u1ee9c t\u0103ng \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o s\u1ebd kh\u00f4ng \u0111\u1ed3ng lo\u1ea1t m\u00e0 c\u00f3 t\u00ednh \u201cch\u1ecdn l\u1ecdc\u201d, t\u1eadp trung v\u00e0o c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 t\u1ef7 l\u1ec7 cho vay tr\u00ean huy \u0111\u1ed9ng (LDR) cao ho\u1eb7c \u0111ang c\u1ea7n n\u00e2ng h\u1ec7 s\u1ed1 an to\u00e0n v\u1ed1n.<\/p>\n<p>Ngo\u00e0i ra, t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf c\u0169ng l\u00e0 y\u1ebfu t\u1ed1 t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn t\u00edn d\u1ee5ng. Nh\u00ecn sang n\u0103m 2026, c\u00e1c chuy\u00ean gia Techcombank cho r\u1eb1ng m\u1ee5c ti\u00eau t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf tr\u00ean 10% kh\u00e1 th\u00e1ch th\u1ee9c, song kh\u00f4ng ph\u1ea3i l\u00e0 kh\u00f4ng th\u1ec3, d\u1ef1 b\u00e1o t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf Vi\u1ec7t Nam kho\u1ea3ng 7,8% cho k\u1ecbch b\u1ea3n c\u01a1 s\u1edf.<\/p>\n<p>\u0110\u00e1ng ch\u00fa \u00fd, t\u00edn d\u1ee5ng nhi\u1ec1u kh\u1ea3 n\u0103ng ti\u1ebfp t\u1ee5c t\u0103ng nhanh h\u01a1n huy \u0111\u1ed9ng, t\u1ea1o s\u1ee9c \u00e9p khi\u1ebfn l\u00e3i su\u1ea5t huy \u0111\u1ed9ng n\u0103m 2026 d\u1ef1 ki\u1ebfn t\u0103ng th\u00eam kho\u1ea3ng 0,5 \u0111i\u1ec3m %. Di\u1ec5n bi\u1ebfn n\u00e0y ph\u1ee5 thu\u1ed9c l\u1edbn v\u00e0o m\u1ee9c \u0111\u1ed9 gi\u1ea3i ng\u00e2n \u0111\u1ea7u t\u01b0 c\u00f4ng v\u00e0 c\u00e1n c\u00e2n ng\u00e2n s\u00e1ch Nh\u00e0 n\u01b0\u1edbc. N\u1ebfu gi\u1ea3i ng\u00e2n t\u1ed1t, l\u1ea1m ph\u00e1t \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t v\u00e0 C\u1ee5c D\u1ef1 tr\u1eef Li\u00ean bang M\u1ef9 (Fed) gi\u1ea3m l\u00e3i su\u1ea5t nh\u01b0 k\u1ef3 v\u1ecdng, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc th\u1eadm ch\u00ed c\u00f3 th\u1ec3 c\u00f3 d\u01b0 \u0111\u1ecba h\u1ea1 l\u00e3i su\u1ea5t \u0111i\u1ec1u h\u00e0nh, qua \u0111\u00f3 gi\u1ea3m b\u1edbt \u00e1p l\u1ef1c t\u0103ng l\u00e3i su\u1ea5t \u0111\u1ea7u v\u00e0o.<\/p>\n<p>Kh\u00f4ng ch\u1ec9 Techcombank, nh\u00f3m ph\u00e2n t\u00edch c\u1ee7a C\u00f4ng ty Ch\u1ee9ng kho\u00e1n KB Vi\u1ec7t Nam (KBSV) c\u0169ng ghi nh\u1eadn xu h\u01b0\u1edbng t\u01b0\u01a1ng t\u1ef1, nh\u1ea5n m\u1ea1nh s\u1ef1 l\u1ec7ch pha t\u00edn d\u1ee5ng &#8211; huy \u0111\u1ed9ng. KBSV cho bi\u1ebft \u0111\u1ebfn cu\u1ed1i th\u00e1ng 9, t\u00edn d\u1ee5ng to\u00e0n h\u1ec7 th\u1ed1ng t\u0103ng 13,4% trong khi huy \u0111\u1ed9ng v\u1ed1n ch\u1ec9 t\u0103ng 9,7%. S\u1ef1 l\u1ec7ch pha n\u00e0y khi\u1ebfn c\u00e1c ng\u00e2n h\u00e0ng bu\u1ed9c ph\u1ea3i \u0111i\u1ec1u ch\u1ec9nh t\u0103ng l\u00e3i su\u1ea5t \u0111\u1ec3 h\u00fat d\u00f2ng ti\u1ec1n.<\/p>\n<p>KBSV d\u1ef1 b\u00e1o l\u00e3i su\u1ea5t huy \u0111\u1ed9ng th\u1eddi gian t\u1edbi c\u00f3 xu h\u01b0\u1edbng t\u0103ng nh\u1eb9, \u0111\u1eb7c bi\u1ec7t khi nhu c\u1ea7u t\u00edn d\u1ee5ng th\u01b0\u1eddng t\u0103ng m\u1ea1nh trong qu\u00fd cu\u1ed1i n\u0103m. Nh\u00f3m ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n c\u00f3 th\u1ec3 n\u00e2ng l\u00e3i su\u1ea5t th\u00eam 0,2-0,3 \u0111i\u1ec3m % v\u1edbi k\u1ef3 h\u1ea1n 6-12 th\u00e1ng, trong khi nh\u00f3m ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i Nh\u00e0 n\u01b0\u1edbc nhi\u1ec1u kh\u1ea3 n\u0103ng gi\u1eef \u1ed5n \u0111\u1ecbnh \u0111\u1ec3 \u0111\u1ecbnh h\u01b0\u1edbng th\u1ecb tr\u01b0\u1eddng.<\/p>\n<p>Vi\u1ec7c c\u00e1c ng\u00e2n h\u00e0ng tri\u1ec3n khai c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn m\u1ea1i l\u1edbn, t\u1eeb qu\u00e0 t\u1eb7ng \u0111\u1ebfn c\u1ed9ng l\u00e3i su\u1ea5t, cho th\u1ea5y c\u1ea1nh tranh huy \u0111\u1ed9ng v\u1ed1n s\u1ebd duy tr\u00ec trong th\u1eddi gian d\u00e0i h\u01a1n, \u0111\u1eb7c bi\u1ec7t trong b\u1ed1i c\u1ea3nh nhu c\u1ea7u t\u00edn d\u1ee5ng cu\u1ed1i n\u0103m v\u00e0 \u0111\u1ea7u n\u0103m sau ti\u1ebfp t\u1ee5c t\u0103ng.<\/p>\n<p>Tr\u01b0\u1edbc \u0111\u00f3, Ch\u1ee9ng kho\u00e1n Vietcombank (VCBS) c\u0169ng \u0111\u01b0a ra d\u1ef1 b\u00e1o t\u01b0\u01a1ng t\u1ef1 khi cho r\u1eb1ng \u00e1p l\u1ef1c thanh kho\u1ea3n, r\u1ee7i ro t\u1ef7 gi\u00e1 v\u00e0 nhu c\u1ea7u t\u00edn d\u1ee5ng t\u0103ng t\u1ed1c cu\u1ed1i n\u0103m l\u00e0 nh\u1eefng y\u1ebfu t\u1ed1 \u0111\u1ea9y l\u00e3i su\u1ea5t \u0111i l\u00ean.<\/p>\n<p>Song song v\u1edbi d\u1ef1 b\u00e1o c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c ph\u00e2n t\u00edch, di\u1ec5n bi\u1ebfn th\u1ef1c t\u1ebf tr\u00ean th\u1ecb tr\u01b0\u1eddng nh\u1eefng tu\u1ea7n g\u1ea7n \u0111\u00e2y cho th\u1ea5y m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t huy \u0111\u1ed9ng \u0111ang b\u01b0\u1edbc v\u00e0o chu k\u1ef3 t\u0103ng m\u1edbi. T\u1eeb \u0111\u1ea7u th\u00e1ng 11, h\u1ea7u h\u1ebft ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u00e3 \u0111i\u1ec1u ch\u1ec9nh bi\u1ec3u l\u00e3i su\u1ea5t, ngo\u1ea1i tr\u1eeb nh\u00f3m &#8220;Big4&#8221; l\u00e0 Ng\u00e2n h\u00e0ng N\u00f4ng nghi\u1ec7p v\u00e0 Ph\u00e1t tri\u1ec3n N\u00f4ng th\u00f4n (Agribank), Ng\u00e2n h\u00e0ng TMCP C\u00f4ng Th\u01b0\u01a1ng Vi\u1ec7t Nam (VietinBank), Ng\u00e2n h\u00e0ng TMCP Ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam (Vietcombank) v\u00e0 Ng\u00e2n h\u00e0ng TMCP \u0110\u1ea7u t\u01b0 v\u00e0 Ph\u00e1t tri\u1ec3n Vi\u1ec7t Nam (BIDV). T\u1ea1i c\u00e1c k\u1ef3 h\u1ea1n d\u01b0\u1edbi 6 th\u00e1ng, nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u00e3 n\u00e2ng l\u00e3i su\u1ea5t l\u00ean m\u1ee9c tr\u1ea7n 4,75%\/n\u0103m theo quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc nh\u01b0 Ng\u00e2n h\u00e0ng TMCP Qu\u00e2n \u0111\u1ed9i (MB), Techcombank, Ng\u00e2n h\u00e0ng TMCP Nam \u00c1 (Nam A Bank), Ng\u00e2n h\u00e0ng TMCP Qu\u1ed1c t\u1ebf (VIB)&#8230;<\/p>\n<p>\u1ede k\u1ef3 h\u1ea1n trung v\u00e0 d\u00e0i h\u1ea1n, m\u1ee9c l\u00e3i su\u1ea5t 6-7%\/n\u0103m \u0111\u00e3 xu\u1ea5t hi\u1ec7n \u1edf nhi\u1ec1u ng\u00e2n h\u00e0ng m\u00e0 kh\u00f4ng k\u00e8m \u0111i\u1ec1u ki\u1ec7n s\u1ed1 ti\u1ec1n g\u1eedi l\u1edbn. Ng\u00e2n h\u00e0ng s\u1ed1 Cake by VPBank \u00e1p d\u1ee5ng m\u1ee9c 6,3-6,5%\/n\u0103m \u1edf k\u1ef3 h\u1ea1n 6-36 th\u00e1ng; Ng\u00e2n h\u00e0ng TMCP B\u1eafc \u00c1 (Bac A Bank) tr\u1ea3 6,3-6,5%\/n\u0103m cho k\u1ef3 h\u1ea1n 12-36 th\u00e1ng; Ng\u00e2n h\u00e0ng s\u1ed1 VCBNeo \u0111ang ni\u00eam y\u1ebft 6,2%\/n\u0103m cho c\u00e1c k\u1ef3 h\u1ea1n t\u1eeb 6 \u0111\u1ebfn 60 th\u00e1ng; Ng\u00e2n h\u00e0ng s\u1ed1 Vikki Bank ni\u00eam y\u1ebft 6,1%\/n\u0103m cho k\u1ef3 h\u1ea1n 6 th\u00e1ng v\u00e0 6,3-6,4%\/n\u0103m cho k\u1ef3 h\u1ea1n 12-13 th\u00e1ng.<\/p>\n<p>C\u00e1c \u0111\u1ee3t \u0111i\u1ec1u ch\u1ec9nh m\u1ea1nh h\u01a1n xu\u1ea5t hi\u1ec7n \u1edf VIB v\u1edbi m\u1ee9c t\u0103ng 0,2-0,75%\/n\u0103m cho c\u00e1c k\u1ef3 h\u1ea1n t\u1eeb 1-36 th\u00e1ng. Kh\u00e1ch h\u00e0ng \u01b0u ti\u00ean ho\u1eb7c kh\u00e1ch h\u00e0ng m\u1edbi c\u00f2n \u0111\u01b0\u1ee3c c\u1ed9ng th\u00eam 0,5-1%\/n\u0103m, gi\u00fap m\u1ee9c l\u00e3i su\u1ea5t th\u1ef1c t\u1ebf c\u00f3 th\u1ec3 l\u00ean \u0111\u1ebfn 6,6%\/n\u0103m. Ng\u00e2n h\u00e0ng TMCP Ti\u00ean Phong (TPBank) c\u0169ng n\u00e2ng l\u00e3i su\u1ea5t th\u00eam t\u1eeb 0,1-0,2%\/n\u0103m cho c\u00e1c k\u1ef3 h\u1ea1n ng\u1eafn, \u0111\u01b0a l\u00e3i su\u1ea5t 6 th\u00e1ng l\u00ean 5,1%\/n\u0103m<\/p>\n<\/div>\n<div id=\"divend\">\n<p>Nh\u01b0 v\u1eady, c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n \u0111\u00e3 b\u01b0\u1edbc v\u00e0o &#8220;cu\u1ed9c \u0111ua&#8221; t\u0103ng l\u00e3i su\u1ea5t r\u00f5 r\u1ec7t \u1edf c\u1ea3 k\u1ef3 h\u1ea1n ng\u1eafn v\u00e0 d\u00e0i.<\/p>\n<p>Kh\u00f4ng ch\u1ec9 t\u0103ng l\u00e3i su\u1ea5t, h\u00e0ng lo\u1ea1t ng\u00e2n h\u00e0ng c\u00f2n tung ra c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn m\u1ea1i l\u1edbn \u0111\u1ec3 h\u00fat d\u00f2ng ti\u1ec1n trong giai \u0111o\u1ea1n cao \u0111i\u1ec3m cu\u1ed1i n\u0103m. VPBank \u00e1p d\u1ee5ng voucher tr\u1ecb gi\u00e1 15 tri\u1ec7u \u0111\u1ed3ng cho doanh nghi\u1ec7p g\u1eedi t\u1eeb 20 t\u1ef7 \u0111\u1ed3ng. Vikki Bank duy tr\u00ec ch\u01b0\u01a1ng tr\u00ecnh quay s\u1ed1 t\u1eb7ng v\u00e0ng, gi\u1ea3i \u0111\u1eb7c bi\u1ec7t l\u00ean t\u1edbi 10 l\u01b0\u1ee3ng SJC. Ng\u00e2n h\u00e0ng TMCP B\u1ea3n Vi\u1ec7t (BVBank) tri\u1ec3n khai c\u01a1 ch\u1ebf \u201cg\u1eedi theo nh\u00f3m\u201d c\u1ed9ng th\u00eam 0,2-0,4%\/n\u0103m. Nam A Bank quay s\u1ed1 tr\u00fang th\u01b0\u1edfng \u00f4 t\u00f4 Honda CR-V 1,3 t\u1ef7 \u0111\u1ed3ng&#8230;<\/p>\n<p>Tr\u00e1i ng\u01b0\u1ee3c v\u1edbi kh\u1ed1i c\u1ed5 ph\u1ea7n, c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i Nh\u00e0 n\u01b0\u1edbc duy tr\u00ec l\u00e3i su\u1ea5t \u1ed5n \u0111\u1ecbnh, \u1edf m\u1ee9c th\u1ea5p nh\u1ea5t th\u1ecb tr\u01b0\u1eddng. L\u00e3i su\u1ea5t huy \u0111\u1ed9ng b\u00ecnh qu\u00e2n t\u1ea1i Agribank, BIDV, VietinBank v\u00e0 Vietcombank duy tr\u00ec 4,68%\/n\u0103m &#8211; m\u1ee9c \u0111\u00e1y k\u00e9o d\u00e0i su\u1ed1t t\u1eeb th\u00e1ng 4\/2024. Thay v\u00ec t\u0103ng l\u00e3i, nh\u00f3m ng\u00e2n h\u00e0ng n\u00e0y \u0111\u1ea9y m\u1ea1nh khuy\u1ebfn m\u1ea1i nh\u01b0 Agribank t\u1eb7ng h\u01a1n 3.300 gi\u1ea3i th\u01b0\u1edfng t\u1ed5ng tr\u1ecb gi\u00e1 9,7 t\u1ef7 \u0111\u1ed3ng; Vietcombank quay s\u1ed1 tr\u00fang 1 t\u1ef7 \u0111\u1ed3ng; VietinBank t\u1eb7ng qu\u00e0 \u0111\u1ebfn 5 tri\u1ec7u \u0111\u1ed3ng cho kh\u00e1ch g\u1eedi t\u1eeb 200 tri\u1ec7u tr\u1edf l\u00ean.<\/p>\n<p>Trong b\u1ed1i c\u1ea3nh n\u00e0y, Techcombank cho r\u1eb1ng xu h\u01b0\u1edbng t\u0103ng l\u00e3i su\u1ea5t cu\u1ed1i n\u0103m l\u00e0 kh\u00f3 tr\u00e1nh, nh\u1ea5t l\u00e0 khi t\u00edn d\u1ee5ng t\u0103ng nhanh h\u01a1n huy \u0111\u1ed9ng. Do \u0111\u00f3, kh\u00e1ch h\u00e0ng g\u1eedi ti\u1ebft ki\u1ec7m c\u00f3 th\u1ec3 c\u00e2n nh\u1eafc ch\u1ecdn c\u00e1c k\u1ef3 h\u1ea1n 6-12 th\u00e1ng trong giai \u0111o\u1ea1n l\u00e3i su\u1ea5t \u0111ang c\u00f3 chi\u1ec1u h\u01b0\u1edbng nh\u00edch l\u00ean.<\/p>\n<p>C\u00e1c t\u1ed5 ch\u1ee9c ph\u00e2n t\u00edch v\u00e0 chuy\u00ean gia \u0111\u1ec1u \u0111\u01b0a ra khuy\u1ebfn ngh\u1ecb t\u01b0\u01a1ng t\u1ef1 cho kh\u00e1ch h\u00e0ng. KBSV l\u01b0u \u00fd l\u00e3i su\u1ea5t c\u00f3 th\u1ec3 ti\u1ebfp t\u1ee5c t\u0103ng nh\u1eb9 trong n\u0103m 2026 n\u1ebfu \u00e1p l\u1ef1c thanh kho\u1ea3n duy tr\u00ec. \u0110\u00e2y l\u00e0 th\u1eddi \u0111i\u1ec3m c\u00e1c doanh nghi\u1ec7p n\u00ean ch\u1ee7 \u0111\u1ed9ng k\u1ebf ho\u1ea1ch d\u00f2ng ti\u1ec1n v\u00e0 \u0111\u00e0m ph\u00e1n l\u1ea1i k\u1ef3 h\u1ea1n vay \u0111\u1ec3 gi\u1ea3m chi ph\u00ed v\u1ed1n.<\/p>\n<p>C\u00e1c chuy\u00ean gia khuy\u1ebfn ngh\u1ecb ng\u01b0\u1eddi g\u1eedi ti\u1ec1n c\u1ea7n theo d\u00f5i ch\u1eb7t ch\u1ebd bi\u1ebfn \u0111\u1ed9ng th\u1ecb tr\u01b0\u1eddng \u0111\u1ec3 l\u1ef1a ch\u1ecdn k\u1ef3 h\u1ea1n ph\u00f9 h\u1ee3p. Nh\u1eefng kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u g\u1eedi d\u00e0i h\u1ea1n c\u00f3 th\u1ec3 t\u1eadn d\u1ee5ng th\u1eddi \u0111i\u1ec3m l\u00e3i su\u1ea5t \u0111ang nh\u00edch l\u00ean \u0111\u1ec3 \u201ckh\u00f3a\u201d m\u1ee9c l\u00e3i cao.<\/p>\n<p>B\u00ean c\u1ea1nh khuy\u1ebfn ngh\u1ecb cho ng\u01b0\u1eddi g\u1eedi ti\u1ec1n, c\u00e1c chuy\u00ean gia c\u0169ng l\u01b0u \u00fd c\u00e1c ng\u00e2n h\u00e0ng c\u1ea7n \u0111a d\u1ea1ng h\u00f3a ngu\u1ed3n v\u1ed1n, \u0111\u1ea9y m\u1ea1nh huy \u0111\u1ed9ng ti\u1ec1n g\u1eedi b\u00e1n l\u1ebb b\u1ec1n v\u1eefng, ki\u1ec3m so\u00e1t t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng ph\u00f9 h\u1ee3p v\u1edbi thanh kho\u1ea3n, nh\u1eb1m tr\u00e1nh t\u1ea1o ra nh\u1eefng \u0111\u1ee3t t\u0103ng l\u00e3i su\u1ea5t n\u00f3ng g\u00e2y b\u1ea5t \u1ed5n th\u1ecb tr\u01b0\u1eddng. Trong khi \u0111\u00f3, ch\u00ednh s\u00e1ch t\u00e0i kh\u00f3a &#8211; \u0111\u1eb7c bi\u1ec7t l\u00e0 ti\u1ebfn \u0111\u1ed9 gi\u1ea3i ng\u00e2n ng\u00e2n s\u00e1ch &#8211; s\u1ebd ti\u1ebfp t\u1ee5c l\u00e0 y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh t\u1edbi c\u00e2n \u0111\u1ed1i v\u1ed1n trong h\u1ec7 th\u1ed1ng v\u00e0 qu\u1ef9 \u0111\u1ea1o l\u00e3i su\u1ea5t 2026.<\/p>\n<\/div>\n<\/div>\n<div class=\"author\"><strong>L\u00ea Ph\u01b0\u01a1ng<\/strong><i>\u00a0(TTXVN)<\/i><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>T\u00edn d\u1ee5ng t\u0103ng nhanh h\u01a1n huy \u0111\u1ed9ng v\u1ed1n \u0111ang t\u1ea1o \u00e1p l\u1ef1c l\u00ean m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t huy \u0111\u1ed9ng. C\u00e1c chuy\u00ean gia d\u1ef1 b\u00e1o, trong nh\u1eefng th\u00e1ng cu\u1ed1i n\u0103m v\u00e0 sang n\u0103m 2026, l\u00e3i su\u1ea5t huy \u0111\u1ed9ng nhi\u1ec1u kh\u1ea3 n\u0103ng ti\u1ebfp t\u1ee5c nh\u00edch l\u00ean. Gi\u1ea3m l\u00e3i su\u1ea5t cho vay m\u1ed9t s\u1ed1 ch\u01b0\u01a1ng tr\u00ecnh t\u00edn d\u1ee5ng&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1236,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"link","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1235","post","type-post","status-publish","format-link","has-post-thumbnail","hentry","category-khong-phan-loai","post_format-post-format-link"],"_links":{"self":[{"href":"https:\/\/doanhnghiepvinhlong.vn\/index.php?rest_route=\/wp\/v2\/posts\/1235","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/doanhnghiepvinhlong.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/doanhnghiepvinhlong.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/doanhnghiepvinhlong.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/doanhnghiepvinhlong.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1235"}],"version-history":[{"count":1,"href":"https:\/\/doanhnghiepvinhlong.vn\/index.php?rest_route=\/wp\/v2\/posts\/1235\/revisions"}],"predecessor-version":[{"id":1237,"href":"https:\/\/doanhnghiepvinhlong.vn\/index.php?rest_route=\/wp\/v2\/posts\/1235\/revisions\/1237"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/doanhnghiepvinhlong.vn\/index.php?rest_route=\/wp\/v2\/media\/1236"}],"wp:attachment":[{"href":"https:\/\/doanhnghiepvinhlong.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1235"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/doanhnghiepvinhlong.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1235"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/doanhnghiepvinhlong.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1235"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}